COMPUTER APPLICATION IN BANKING OPERATION: PROBLEMS AND PROSPECTS (A CASE STUDY OF U.B.A LOKOJA)

COMPUTER APPLICATION IN BANKING OPERATION: PROBLEMS AND PROSPECTS
(A CASE STUDY OF U.B.A LOKOJA)


NUMBERS PAGES: 59         RESEARCH TYPE:- PROJECT         AMOUNT :- ₦2500

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                                                                               Abstract-
Today, information technology (IT) has become a key element in economic development and a backbone of knowledge-based economies in terms of operations, quality delivery of services and productivity of services. Therefore, taking advantage of information technologies (IT) is an increasing challenge for developing countries. There is now growing evidence that Knowledge-driven innovation is a decisive factor in the competitiveness of nations, industries, organizations and firms. Organizations like the banking sector have benefited substantially from e-banking, which is one among the IT applications for strengthening the competitiveness. This project presents the current trend in the application of IT in the banking industries in Nigeria and gives an insight into how quality banking has been enhanced via IT. The project further reveals that the deployment of IT facilities in the Nigerian Banking industry has brought about fundamental changes in the content and quality of banking business in the country. This analysis and clarification of how Nigerian Banks have used IT to reengineer their operations is detailed through literature review and observation. Three categories of variables that relate to the use and implementation of information technology devices were considered in this paper. These include the nature and degree of adoption of innovative technologies; degree of utilization of the identified technologies; and the impact of the adoption of IT devices on the bank operations

TABLE OF CONTENTS
Title page . . . . . . . . i
Approval page . . . . . . . ii
Dedication . . . . . . . iii
Acknowledgement . . . . . . iv
Abstract . . . . . . . . v
Table of contents . . . . . . vi
CHAPTER ONE: INTRODUCTION
1.0 Introduction . . . . . . . 1
1.1 Background of the study . . . . . 3
1.2 Statement of the problem . . . . 3
1.3 Purpose of the study . . . . . 4
1.4 Significance of the study . . . . . 4
1.5 Scope and limitations of the study . . . 6
1.6 Research questions . . . . . . 7
1.7 Statement of hypothesis . . . . . 8
1.8 Definition of terms . . . . . . 8
CHAPTER TWO: LITERATURE REVIEW
2.1 Definition of computer . . . . . 12
2.2 Disadvantage of computer . . . . 12
2.3 Advantage of computer . . . . . 13
2.4 Practical utilization of computer in banking system 15
2.5 The impact of computerization in banking
activities in an organization . . . . 19
2.6 Problems facing the use of these computers . 26
2.7 Finding in terms of actual and potential significance
for banks and it customers . . . . 31
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Research design . . . . . . 35
3.2 Area of study . . . . . . . 36
3.3 Population of the study . . . . . 36
3.4 Sample of the study . . . . . . 36
3.5 Method of data collection . . . . . 36
3.6 Method of data analysis . . . . . 37
CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Data presentation . . . . . . 38
4.2 Test of hypothesis . . . . . . 36
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Summary . . . . . . . . 49
5.2 Recommendations . . . . . . 50
5.3 Recommendations. . . . . . . 52
Bibliography
Appendix

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